Z&N

Life Insurance

It’s a discussion nobody wants to think about, but with a Life Insurance policy arranged by Z&N Wealth Management, you can have peace of mind knowing your family will be financially protected in case of the unexpected.

Are you protecting your loved ones?

Comprehensive life insurance needn’t cost the earth

Peace of Mind

Unexpected loss can burden your loved ones with education, mortgage, and household expenses. Safeguard your family’s financial well-being with Life Insurance, ensuring a lump sum pay-out if you pass away during the policy term.

Understanding Life Insurance

Life insurance may appear complex, but in essence, it’s a contractual agreement between you and an insurer. Its primary goal is to provide a cash pay-out to your beneficiaries if you pass away within your selected policy duration. There are two primary policy types:

  1. Level Term: The pay-out remains constant throughout the policy, though inflation may affect its purchasing power.

  2. Decreasing Term: The pay-out decreases over time, aligning with mortgage or loan repayments.

Other types of cover

What this provides
Money if you die or are diagnosed with a terminal illness that meets the policy’s definition during the term of your cover.

What this provides
Money if you’re diagnosed with one of a list of defined critical illnesses during the term of your cover.

What this provides
Money if you die or are diagnosed with a critical illness that meets the policy’s definition, whichever happens first, during the term of your cover.

What this provides
Relief from making your plan payments if you’re unable to work because you’re ill and meet the policy’s definition of incapacitated during the term of your cover.